Multi-User Access Management

The Spiko platform enables multiple users to manage an account through role-based access control. Each role has specific permissions as detailed below:

Platform Operation	Admin	Manager	Viewer
View Account Balance	✅	✅	✅
View Deposit/Withdrawal History	✅	✅	✅
Generate Account Statements	✅	✅	✅
Connect View-Only Third-Party Apps	✅	✅	✅
Initiate Deposits	✅	✅	❌
Process Withdrawals (to registered accounts)	✅	✅	❌
Register New Bank Accounts	✅	❌	❌
Add New Wallets (Web3 mode only)	✅	❌	❌
Manage User Access	✅	❌	❌
Generate API Keys	✅	❌	❌